

There are some hoops to jump through, though. Why We Like It: The 2.5% cash back on purchases regardless of spending category is really good. Top Perks: You get an auto rental collision damage waiver, and you may qualify for a lower-than-average APR thanks to the credit union affiliation.Rewards Program Highlights: You get 2.5% cash back on all purchases for up to $10,000 in spending per billing cycle.You can read more on our methodology for determining the best cards with no foreign transaction fees here. Beyond the facts that these cards carry no foreign transaction fees, we also considered annual fees, card features and rewards programs when curating this list. Team Clark spent hours reviewing the market for these cards, and we put them under the scrutiny of the guidelines for credit card usage set by money expert Clark Howard. Though the card carries a high annual fee, it offers premium travel perks worth over $1,400. Welcome bonus and $300 annual travel credit make it easy to justify the annual fee. With an annual fee of only $95, this card has a strong combination of perks and rewards multipliers on travel spending. Best “No Foreign Transaction Fees” Cards With No Annual Fee OUR TOP CHOICEĪlliant Cashback Visa® Signature Credit CardĮarn 2.5% cash back on purchases with no category restrictions.Įarn 4% back on gas or EV charging and 3% back on restaurants and eligible travel.Īmazon Prime members earn 5% back on purchases through Amazon or Whole Foods.īest “No Foreign Transaction Fees” Cards for Serious Travelers OUR TOP CHOICEĬapital One Venture X Rewards Credit Card This should help both recreational travelers who are looking for a simple rewards card they can take abroad as well as serious travelers who are looking for a card they can use during their frequent trips out of the country. In this article, I’ll identify a few of Team Clark’s favorite “no foreign transaction fee” credit cards that could fit either spending style.īest Credit Cards With No Foreign Transaction Feesįor this review, we divided the “best” into two separate categories: no annual fee cards and premium travel cards. Some of the best rewards credit cards on the market let you use them outside the United States without charging you a percentage of the transaction for processing.īut picking the right one for your wallet could be complicated.Īre you looking for a travel credit card that will provide other useful benefits, or are you a better candidate for a cash back credit card that just happens to offer the perk? The former often includes a hefty annual fee, while the latter can be had with no annual fee. Are you planning a trip abroad and looking for a credit card that won’t ding you for foreign transaction fees?
